Direct Pay MOTO ERROR Operation

POST: https://api.payby.com/sgs/api/acquire2/placeOrder

Payload
{
  "requestTime": "1765067142037",
  "bizContent": {
    "merchantOrderNo": "39074e57-3f2a-4cf5-994a-27880985da5e",
    "subject": "Your subject",
    "totalAmount": {
      "currency": "AED",
      "amount": 1.0
    },
    "paySceneCode": "DIRECTPAY",
    "paySceneParams": {
      "redirectUrl": "https://payby.somee.com/Home/returnUrl?Orderid=39074e57-3f2a-4cf5-994a-27880985da5e",
      "cardToken": "11151817705922579642",
      "email": "customer@payment.com",
      "platformType": "WEB",
      "threeDSecure": "false",
      "customerId": "customer_id001",
      "realIP": "155.254.246.24"
    },
    "reserved": "order desc",
    "notifyUrl": "https://webhook.site/a282b934-dbe1-4419-ba32-62f7ee1ea433",
    "accessoryContent": {
      "amountDetail": {
        "vatAmount": {
          "currency": "AED",
          "amount": 20.65
        },
        "amount": {
          "currency": "AED",
          "amount": 1.09
        }
      },
      "goodsDetail": {
        "body": "Gifts",
        "categoriesTree": "CT12",
        "goodsCategory": "GC10",
        "goodsId": "GI1005",
        "goodsName": "candy flower",
        "price": {
          "currency": "AED",
          "amount": 10.87
        },
        "quantity": 2
      }
    }
  }
}
Response
{
  "head": {
    "applyStatus": "SUCCESS",
    "code": "62078",
    "msg": "CARD_NOT_EXIST",
    "traceCode": "395195"
  }
}